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Our Services

At Rose Advisors, we are committed to providing personalized financial planning and investment solutions that are designed to address each client’s unique situation. We strive to provide each client with a wealth management experience characterized by excellent service, attention to individual needs and trustworthy advice. Our process begins with a comprehensive financial plan which is then married to a tailored mix of investments intended to help achieve your goals with as little risk as necessary.

Rose Advisors Customized Financial Planning Graphic

It is our mission to thoroughly understand your goals and concerns. We develop personalized strategies to preserve and grow your wealth. We put your customized plan into action. We monitor, revise and adapt the plan as life changes.

Our areas of focus include:



INVESTMENT STRATEGY
  • Evaluate & Define Macro Forces

  • Determine Beneficiaries

  • Individual Security Selection

  • Risk Management

  • Monitor Portfolio




CASH FLOW AND INCOME PLANNING
  • Budget Planning

  • Portfolio Distribution and Contribution Strategies

  • Cash Flow Projections



RETIREMENT PLANNING
  • Required Minimum Distribution (RMD) Planning

  • Retirement Projections

  • Review of Employer Sponsored Plans - 401(k), 457(b), 403(b) etc.

  • Small Business and Self-Employed Retirement Plan Coordination

  • Social Security Planning



COLLEGE SAVINGS STRATEGIES
  • 529 Plan Establishment and Management

  • Funding Projections

  • Distribution Coordination



ESTATE AND WEALTH TRANSFER STRATEGIES
  • Coordination of Estate Planning Documents with Trusted Professional

  • Beneficiary Designations

  • Intra-Family Giving Strategies

  • Philanthropic Planning



LIFE INSURANCE
  • Insurance Assessment and Review

  • Coordinate Life Insurance and Long-Term Care Insurance Policies



TAX COORDINATION
  • Gain/Loss and Income Planning

  • Tax Loss Harvesting

  • Coordination with CPA

  • Annual Tax Return Review



CHARITABLE GIVING STRATEGIES
  • Donor-Advised Fund

  • Appreciated Security Donations

  • IRA Qualified Charitable Distributions (QCDs)

  • Charitable Trust and Foundation Management



LENDING AND DEBT MANAGEMENT
  • Coordinate New and Refinanced Mortgages

  • Margin Lending

  • Debt Paydown Strategies

Learn More About Rose Advisors

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Securities offered through Hightower Securities, LLC, Member FINRA/SIPC, Hightower Advisors, LLC is a SEC registered investment adviser. brokercheck.finra.org
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