At Rose Advisors, we are committed to providing personalized financial planning and investment solutions that are designed to address each client’s unique situation. We strive to provide each client with a wealth management experience characterized by excellent service, attention to individual needs and trustworthy advice. Our process begins with a comprehensive financial plan which is then married to a tailored mix of investments intended to help achieve your goals with as little risk as necessary.
Our areas of focus include:
INVESTMENT STRATEGY
Evaluate & Define Macro Forces
Determine Beneficiaries
Individual Security Selection
Risk Management
Monitor Portfolio
CASH FLOW AND INCOME PLANNING
Budget Planning
Portfolio Distribution and Contribution Strategies
Cash Flow Projections
RETIREMENT PLANNING
Required Minimum Distribution (RMD) Planning
Retirement Projections
Review of Employer Sponsored Plans - 401(k), 457(b), 403(b) etc.
Small Business and Self-Employed Retirement Plan Coordination
Social Security Planning
COLLEGE SAVINGS STRATEGIES
529 Plan Establishment and Management
Funding Projections
Distribution Coordination
ESTATE AND WEALTH TRANSFER STRATEGIES
Coordination of Estate Planning Documents with Trusted Professional
Beneficiary Designations
Intra-Family Giving Strategies
Philanthropic Planning
LIFE INSURANCE
Insurance Assessment and Review
Coordinate Life Insurance and Long-Term Care Insurance Policies
TAX COORDINATION
Gain/Loss and Income Planning
Tax Loss Harvesting
Coordination with CPA
Annual Tax Return Review
CHARITABLE GIVING STRATEGIES
Donor-Advised Fund
Appreciated Security Donations
IRA Qualified Charitable Distributions (QCDs)
Charitable Trust and Foundation Management
LENDING AND DEBT MANAGEMENT
Coordinate New and Refinanced Mortgages
Margin Lending
Debt Paydown Strategies
Legal & Privacy
Web Accessibility Policy
Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary
Securities offered through Hightower Securities, LLC, Member FINRA/SIPC, Hightower Advisors, LLC is a SEC registered investment adviser. brokercheck.finra.org
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