INVESTMENT STRATEGY

• Evaluate & Define Macro Forces

• Determine Beneficiaries

• Individual Security Selection

• Risk Management

• Monitor Portfolio
  
  
  

CASH FLOW AND INCOME PLANNING

• Budget Planning

• Portfolio Distribution and Contribution Strategies

• Cash Flow Projections
  
  

RETIREMENT PLANNING

• Required Minimum Distribution (RMD) Planning

• Retirement Projections

• Review of Employer Sponsored Plans - 401(k), 457(b), 403(b) etc.

• Small Business and Self-Employed Retirement Plan Coordination

• Social Security Planning
  

COLLEGE SAVINGS STRATEGIES

• 529 Plan Establishment and Management

• Funding Projections

• Distribution Coordination
  

ESTATE AND WEALTH TRANSFER STRATEGIES

• Coordination of Estate Planning Documents with Trusted Professional

• Beneficiary Designations

• Intra-Family Giving Strategies

• Philanthropic Planning
  

LIFE INSURANCE

• Insurance Assessment and Review

• Coordinate Life Insurance and Long-Term Care Insurance Policies
  
  

TAX COORDINATION

• Gain/Loss and Income Planning

• Tax Loss Harvesting

• Coordination with CPA

• Annual Tax Return Review
  
  

CHARITABLE GIVING STRATEGIES

• Donor-Advised Fund

• Appreciated Security Donations

• IRA Qualified Charitable Distributions (QCDs)

• Charitable Trust and Foundation Management
  

LENDING AND DEBT MANAGEMENT

• Coordinate New and Refinanced Mortgages

• Margin Lending

• Debt Paydown Strategies