A Financial Plan that Works for You
At Rose Advisors, we are committed to providing personalized financial planning and investment solutions that are designed to address each client’s unique situation. We strive to provide each client with a wealth management experience characterized by excellent service, attention to individual needs and trustworthy advice. Our process begins with a comprehensive financial plan which is then married to a tailored mix of investments intended to help achieve your goals with as little risk as necessary.
Our Financial Planning Process
STEP ONE
Examine Your Financial Situation
STEP TWO
Establish Goals and Financial Vision
STEP THREE
Analyze and Provide Recommendations
STEP FOUR
Implement Financial Action Plan
STEP FIVE
Monitor and Review Regularly
It is our mission to thoroughly understand your goals and concerns. We develop personalized strategies to help preserve and grow your wealth. We put your customized plan into action. We monitor, revise and adapt the plan as life changes.
Our areas of focus include
Investment Strategy
Our team can evaluate & define macro forces, help determine beneficiaries, consider individual security selections, assess risk and employ risk management, and monitor your portfolio.
Cash Flow and Income Strategy
Rose Advisors can assist you in budget planning, reviewing portfolio distribution and contribution strategies and assessing cash flow projections.
Retirement Planning
We can help you look further into your Required Minimum Distribution (RMD) planning, assess retirement projections, review your employer sponsored plans – such as 401(k), 457(b), 403(b), help coordinate small business and self-employed retirement plans and assist in your planning related to social security.
College Savings Strategies
Our advisors can help you and your student establish and manage a 529 plan, guide funding projections and assist with distribution coordination.
Estate and Wealth Transfer Strategies
Your Rose Advisor can help guide you and your family with the coordination of estate planning documents with your trusted professionals, guide beneficiary designations, explore intra-family giving strategies and aid with philanthropic planning.
Life Insurance
Our New York financial advisors can help you with insurance assessment and review and assist with coordination of life insurance and long-term care insurance policies.
Tax Coordination
The Rose Advisors team can help with your gain/loss and income planning, tax loss harvesting, guide coordination with a CPA and help provide an annual tax return review.
Charitable Giving Strategies
We can help you consider a donor-advised fund, guide appreciated security donations, organize IRA Qualified Charitable Distributions (QCDs) and help with charitable trust and Foundation management.
Lending and Debt Management
Our team of professionals can help you manage new and refinanced mortgages, margin lending and assess debt paydown strategies.
300 Madison Ave, 29th Floor
New York, NY 10017
Phone: (917) 286-2720
Fax: (212) 202-7822
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Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary
Hightower Advisors, LLC is an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Securities offered through Hightower Securities, LLC, Member FINRA/SIPC. brokercheck.finra.org
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